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Credit Risk - Portfolio Analytics Manager

Working as a key member of the portfolio analysis team to ensure the Credit Risk function is robust and managed within the key requirements of the business. The ideal candidate will have a very strong background in analytics and Credit Risk from a mortgage lending institution, preferably with experience covering the full customer lifecycle, including new lending, account management, fraud prevention and arrears management. This candidate will be a key member of this business, helping drive through improvements and shaping the future of the department.

Major Activities and Responsibilities:


  • Provide business with analysis/insight and recommendations for changes and improvements to product range, application process, strategy design, debt management activities and operations processes
  • Build and Develop capability within the organization to design, monitor and enhance credit risk strategies and policies.
  • Identify opportunities to optimise credit decisions


Skills and Experience Required (or desired):


  • University degree in technical field (eg. mathematics, physics, statistics, economics, computational finance)
  • Extensive experience of credit risk/analytics roles
  • Knowledge of first charge mortgages
  • Hands on experience and solid knowledge of analysis software languages – SAS, R
  • Highly proficient using Excel and other analysis tools
  • Statistical background to produce reporting and models
  • Excellent communication skills and ability to convey complex ideas/insights to non-technical members of the team
  • Ability to work in an extremely fast paced start-up environment
  • Excellent verbal and written communication skills
  • Extremely self-motivated / Operate independently
  • Should have, or be keen to develop, management and leadership skills