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Fintech - Senior Credit Risk Analyst

  • Location

    Hong Kong

  • Sector:

    Financial Services and Banking

  • Contact:

    Winifred Tsang

  • Contact email:

  • Salary high:


  • Salary low:


  • Published:

    about 2 months ago

  • Expiry date:


  • Startdate:


My client is a global cross-border payment company with over 100 staffs in Hong Kong. They are currently looking for a senior credit risk analyst to support their expanding APAC risk team.

Candidates are required to have minimum 3 years of credit risk experience, preferably in a fintech/ MSO/ payment company. Previous experience with merchant acquiring or credit card processing is a plus.

This position offers a desirable package with a good work-life balance. 



  • Review new merchants’ credibility and payback ability. Prepare risk analysis and write-up. 
  • Make recommendations on credit terms for the Credit manager’s approval.
  • Timely monitor merchant’s activities.
  • Provide business insights or process improvement plans for improving the underwriting process and closing any gaps in the overall credit risk process.
  • Develop and drive the implementation of the credit risk rating matrix. 
  • Review and enhance credit risk assessment procedures and processes.
  • Review, maintain and improve on the merchant credit rating processes and scoring algorithm.
  • Data driven propositions to enhance overall existing risk strategies.



  • 3-5 years’ credit risk experience. 
  • Ability to review the financial health of merchant businesses based on financial and non-financial data.
  • Previous experience with merchant acquiring or credit card processing is a plus
  • Strong analytical and data-driven skills.
  • Proficient in written and spoken Chinese and English.


For interested parties, please contact Winifred at +852 2777 6277 or for further discussions.