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Job

Lending Compliance Manager

Under the direction of the Chief Compliance Officer, this position will develop, implement, enhance and maintain a comprehensive lending compliance program to promote company adherence to internal compliance-related procedures and processes and existing, new or revised statutory and regulatory requirements. Serve as a compliance subject matter expert to branch offices and the company on lending compliance and related issues.

 

Responsibilities:

  • Assist with the development, implementation, and maintenance of the company’s Compliance Management System
  • Making sure policies, procedures and programs comply with applicable regulatory requirements and mitigating the risk for non-compliance
  • Provide compliance advisory to all lines of business in both functions and branch offices
  • Promote compliance with internal lending requirements as well as lending laws, regulations, and best practices
  • Make effective recommendations to mitigate compliance risk
  • Independently research, advise and counsel staff and management on regulatory and compliance requirements related to the Company’s operations
  • Serve as a subject matter expert, as necessary, on compliance-related matters as projects and initiatives are introduced, implemented and revised
  • Coordinate the regulatory exam process by providing guidance both internally and externally
  • Monitor and analyze developing trends and changes in applicable laws and regulations, and advises management of the operational impact
  • Facilitate and/or lead the implementation of regulatory changes by assisting the business lines with the control design and implementation and/or performing detailed transaction testing prior to the regulatory change date
  • Participate on the front end of new product and service development to proactively consider and address compliance issues during implementation as well as provide ongoing support post-implementation
  • Coordinate with the organizational development and other teams to develop, obtain/provide and facilitate compliance components of training programs appropriate for job roles
  • May create and deliver compliance-related training
  • Collaborate well with Compliance, IT and Legal departments within the bank
  • Assist in the development, implementation, and maintenance of annual compliance risk assessments
  • Assist with the creation of the compliance testing program, commensurate with the identified levels of risk
  • Editing and filing the HMDA LAR (use of Compliance RELIEF by Quest soft)
  • Pulling flood determinations using a provider such as CoreLogic
  • Resolving credit bureau disputes via the ACDV / AUD functions in e-OSCAR
  • Clearing escalated OFAC matches identified through Bridger

 

Requirements:

  • Bachelor’s degree in Business, Finance, Agribusiness, or equivalent experience
  • 6+ years' related experience in the consumer compliance, process improvement, or the legal field related to commercial lending, consumer lending or another highly-regulated field relating to Financial Services
  • Experience with the interpretation of laws, rulings and regulations impacting mortgage and commercial lending, including (but not limited to) Reg B, Reg Z, RESPA, TRID, OFAC, Fair Housing Act, Fair Lending principles, Flood Insurance, SAFE Act, E-Sign, HMDA, FCRA / FACT Act, UDAP, and MLA / SCRA

 

If you or anyone you know is interested in this position, please submit a resume to Miranda Lotze at m.lotze@hamlynwilliams.com, or give me a call at 858-264-1725.