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Senior Capital Planning Analyst

  • Location

    Sacramento, CA

  • Sector:

    Financial Services and Banking

  • Job type:


  • Salary:

    $100,000 - 110,000

  • Contact:

    Dallas Jones

  • Contact email:

  • Salary high:


  • Salary low:


  • Published:

    19 days ago

  • Expiry date:


The Senior Capital Planning Analyst is responsible for various capital planning and stress testing (CPST) functions for the Credit Union. As a member of the CPST Team, this role will work with diverse groups within the institution to create meaningful forecasts for prescribed and idiosyncratic stress scenarios and analyze the capital implications of those forecasts.

Key responsibilities include leading the results aggregation process, sensitivity analysis, early warning indicator monitoring and liquidity risk monitoring. In addition, this role will be substantially involved in process documentation and the creation and delivery of presentations to management. This role will support the Director of Capital Planning in the development and refinement of the CPST Program, taking on leadership in key areas of the program.


  • Assist in the creation of the annual capital plan to be submitted to the NCUA, which will include a discussion of how the credit union will, under expected and unfavorable conditions, maintain ready access to funding, meet its obligations to all creditors and other counterparties, and continue to serve as an intermediary for its members. 
  • Collaborate with other members of the CPST Team in developing/refining forecasting tools as well developing processes for analyzing and benchmarking forecast results.
  • Develop and manage a robust capital sensitivity analysis framework to be included in the annual capital plan. This framework will provide management and the Board of Directors with meaningful insight and analysis.
  • Develop and manage a framework for monitoring capital early warning indicators. This is an important risk management tool and this role will present the results and analysis to a management committee on a quarterly basis.
  • Lead in the development and use of a robust and controlled stress test results aggregation and reporting tool.
  • Lead or participate in the development and use of a comprehensive process documentation framework.
  • Prepare and deliver reports and presentations for meetings with management, committees, and the Board of Directors. 
  • Assist in the establishment, support, and maintenance of processes for delivering high-quality results for all CPST activities to ensure timely and accurate regulatory and non-regulatory submissions. 
  • Provide assistance in the remediation of regulatory recommendations related to the CPST Team’s activities.
  • Lead the quarterly liquidity stress testing exercise. This includes preparing a summary report that is submitted to a management committee. 
  • Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
  • Perform other analyses and research assignments as directed.
  • Perform all other job duties as assigned



  • Bachelor’s degree required, preferably in Finance, Accounting, Economics, or Statistics.
  • Advanced degree in a quantitative field and/or a professional certification directly related to financial risk management (CFA, FRM, PRM) is preferred (not required)


  • Seven years of financial institution experience, with focus in finance, accounting, and/or risk.


  • Strong personal computer skills (Microsoft Excel, Word, PowerPoint and Outlook), experience with statistical software (R, SAS, MATLAB, etc.) preferred.
  • Demonstrated experience working with cross-functional teams on projects.
  • Capable business writer and presenter.
  • Excellent planning, time management, problem solving, and interpersonal skills.
  • Strong understanding a financial institution’s balance sheet and income statement, with ALM background preferred.
  • Experience with or knowledge of capital planning and stress testing regulations (DFAST, CCAR, NCUA Capital Planning and Stress Testing) is preferred.