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Senior Manager, Credit Approval - Virtual Bank

  • Location


  • Sector:

    Financial Services and Banking

  • Contact:

    Bettina Chow

  • Contact email:

  • Salary high:


  • Salary low:


  • Published:

    7 months ago

  • Expiry date:


  • Startdate:


Our client is a well-known virtual bank. Welcome experienced credit approval manager to join their fast-growing business.

Job Responsibilities

  • Perform personal and SME loan approval
  • Design comprehensive risk management framework covering pre-lending, lending, post-loan and anti-fraud
  • Design decision-making strategies, such as credit limit and repayment method, to achieve business goals
  • Design test and control plans 
  • Lead projects on selecting debt collection agencies
  • Prepare analytical reports for management team


  • Minimum 10 years of expereience in reviewing banking/fintech business or credit management
  • Bachelor degree or above in Statistics, Mathematics, Finance, Accounting, Economics, or related major is preferred
  • Proficient in utiilising statistical tools, e,g, R, SAS. Experience in machine learning algorithms is preferred.
  • Good understanding of local credit market and regulatory environment, effectively analyze third-party data
  • In-depth knowledge of product attributes, business scenarios, customer segments of credit products and identify risks
  • Able to identify target customer segments, product types and associated credit/fraud
  • Able to apply advanced statistical modeling, data mining, and machine learning methods to solve credit and fraud problems
  • Fluent in both written and spoken Cantonese, English, Mandarin