Our client is a well-known virtual bank. Welcome experienced credit approval manager to join their fast-growing business.

Job Responsibilities

Perform personal and SME loan approval
Design comprehensive risk management framework covering pre-lending, lending, post-loan and anti-fraud
Design decision-making strategies, such as credit limit and repayment method, to achieve business goals
Design test and control plans
Lead projects on selecting debt collection agencies
Prepare analytical reports for management team

Requirements

Minimum 10 years of expereience in reviewing banking business or credit management
Bachelor degree or above in Finance, Accounting, Economics, Law, or related major is preferred
Good understanding of local credit market and regulatory environment, effectively analyze third-party data
In-depth knowledge of product attributes, business scenarios, customer segments of credit products and identify risks
Able to identify target customer segments, product types and associated credit/fraud
Able to apply advanced statistical modeling, data mining, and machine learning methods to solve credit and fraud problems
Fluent in both written and spoken Cantonese, English, Mandarin