My client is a well-established integrated bank with a strong presene in Hong Kong, China and APAC Region.  The role will lead a team of 4-5 sitting under Retail Lending Department.

Duties

• To maximize the profit by balancing risks and returns
• To manage impairment loss within budget
• To control RoRWA meeting plan and credit performance ratios including charge off and delinquency benchmarking with market
• To understand customers' need & external economic environment and set appropriate underwriting guidelines for promoting right/ preferred products

• University graduate with over 8 years' experience in banking sector or payment firms
• 5+ years in supervision of debt collection/ credit / fraud management
• Credit and fraud risk management experience in retail lending including credit card, consumer loan and mortgage loan
• Good command of both spoken and written English and Chinese,